After your home or business has been damaged by a fire, getting your life back to normal can be a complex and time consuming process that can leave you feeling overwhelmed. In addition to the emotion distress to you and your family, fire and smoke can cause damage far beyond immediate visual inspection.
For a claim to be considered under the fire peril clause of an insurance policy there must have been ignition from a flame and the incident must have been accidental.
If there is no ignition at the source of the heat and no resultant fire, any claims for singeing, scorching, burning or melting would only be covered when additional accidental damage cover is in place.
Contact us for more information on what is covered by your policy. We deal with claims of all sizes from smoke damaged contents to destruction of commercial property due to fire.
Claimrite will assess the fire damage to your property and thoroughly document this to provide an accurate representation to your insurance company. We can help you to secure the best settlement outcome for your claim.