Water Damage Claims

Water damage is one of the most common types of property insurance claims.

Your home insurance policy should cover you for any damage caused by an escape of water from a fixed water installation. The policy will not normally cover you for the repair to the leak or installation itself unless you have home emergency cover but it should cover you for the resultant water damage to your property and contents. Examples of fixed water installations are: bath, shower, toilet, sink, washing machine, dishwasher, radiator, water tanks and pipework.  

These types of claims can range from minor damage to carpets or ceilings, to extensive structural damage if the leak has gone unnoticed for a long period of time. A common example of unnoticed water damage is when storm and sewerage drains leak and overtime this can lead to subsidence of the property foundation.

Interpreting insurance policies can be confusing. We have the expertise to ensure hidden water damage is uncovered and the funds to repair it are included in your payout.

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We save you time, money and effort by taking away the stress and fustration of dealing with your insurance company.  If you don't think your claim is going as planned you can come to us.

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